Umbrella and Excess insurance provides an extra layer of protection to safeguard your business against unexpected and potentially costly liabilities. It acts as a “safety net” that offers coverage beyond the limits of your primary insurance policies, protecting you and your business from potential financial ruin.

Our Umbrella and Excess insurance policies cover a wide range of potential liabilities, including:

• Liability claims
• Property damage
• Automobile accidents
• Workers’ compensation claims
• Employment practices liability
• Directors and officers liability
• Professional liability

We understand that every business has unique needs, which is why we offer a variety of coverage options to suit your specific requirements. Our insurance agents are available to answer any questions you may have and guide you in determining the right amount of coverage for your business.

One of the key benefits of umbrella and excess insurance is that it can fill gaps in coverage that may exist in your primary insurance policies. For example, if a liability claim exceeds the limits of your general liability policy, an umbrella policy can provide additional coverage to help pay for the claim.

In summary, Umbrella and Excess insurance is an essential addition to your business’s insurance portfolio. It offers extra coverage for a wide range of potential liabilities, fills gaps in coverage that may exist in your primary insurance policies and offers coverage options to suit your specific needs. Our insurance agents are available to answer any questions you may have and guide you in determining the right amount of coverage for your business. Invest in your business’s future and protect it with our Umbrella and Excess insurance.